Excellent Credit

Best Credit Cards for Excellent Credit

If your Credit Score is in the 740-850 range, congratulations, you’ve got Excellent Credit. With that comes the best rewards, rates and more. Take a look at some of the best cards for those special people with excellent credit. They feature lower rates, better introductory offers, and exclusive perks. So see if you can find your perfect match.

Excellent Credit Cards

Credit Recommended

Good/Excellent

Apply Now

  • Intro (Purchases): See website for Details*
  • Intro (Transfers): See website for Details*
  • Regular APR: See website for Details*
  • Annual Fee: See website for Details*
  • Intro Rate: See website for Details*
  • Intro Period: See website for Details*
  • Intro (Balance Transfers): See website for Details*
  • Take advantage of your excellent credit to get the best rates and rewards
  • Enjoy low rates and rewards for everyday spending
  • Excellent credit can lead to higher credit lines
  • Earn cash back, points or miles to redeem for travel, gift cards or cash rewards
  • Bonus offers – up to 50,000 points or miles
  • Terms vary by partner. Please see individual application for product terms and conditions.
  • Clicking Apply Now will take you to CreditSoup.com to compare Credit Cards for Excellent Credit from participating partners

Upgrade Life Rewards Visa®

Credit Recommended

See website for Details*

Apply Now

  • Annual Fee: $0
  • Intro Purchase APR: N/A
  • Regular APR: 14.99% -29.99%
  • Intro Transfer APR: N/A
  • Cash Advance APR: N/A
  • Cash Advance Fee: N/A
  • Late Payment Fee: $0
  • Penalty APR: N/A
  • Regular Transfer APR: 14.99% -29.99%
  • Balance Transfer Fee: Up to 5%
  • Foreign Trans Fee: Up to 3%
  • Return Payment Fee: $0
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories, 1% cash back on everything else (Target and Walmart earn 1%)
  • Pay your balance in full early each month and avoid interest with EarlyPay (See the Upgrade site for details.)
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

Upgrade Cash Rewards Visa®

Credit Recommended

Excellent, Good, Fair, Average

Apply Now

  • Credit Line: $500 - $25,000
  • Regular APR: 14.99% - 29.99% APR
  • Regular Transfer APR: 14.99% - 29.99% APR
  • Annual Fee: $0
  • Return Payment Fee: $0
  • Foreign Trans Fee: Up to 3%
  • Balance Transfer Fee: Up to 5%
  • Balance Transfer: N/A
  • Penalty APR: N/A
  • Late Payment Fee: $0
  • Cash Advance Fee: N/A
  • Cash Advance APR: N/A
  • Intro (Balance Transfers): N/A
  • Intro (Purchases): N/A
  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Cash Back Rewards Cards

Credit Recommended

Average/Fair/Limited/Good/Excellent

Apply Now

  • Intro (Purchases): See website for Details*
  • Intro (Transfers): See website for Details*
  • Regular APR: See website for Details*
  • Annual Fee: See website for Details*
  • Intro Rate: See website for Details*
  • Intro Period: See website for Details*
  • Intro (Balance Transfers): See website for Details*
  • Earn up to 3% cash back on all purchases
  • Redeem cash back in the form of checks, statement credits, gift cards, merchandise or towards free travel
  • Earn sign-up bonuses after meeting initial spending thresholds
  • Terms vary by partner offer. Please see each banks application for terms and conditions.
  • Clicking will take you to CreditSoup.com to compare Cash Back Credit Cards from participating partners

Click on the banner below to see more of the Best Credit Cards for Excellent Credit ==>