No Annual Fee

Best Credit Cards without an Annual Fee

You don’t have to pay an annual fee to get a truly great credit card. Some of the most useful cards you can put in your wallet don’t charge annual fees — but they do offer lucrative rewards programs, along with outstanding perks and benefits. Take a look at some of the best Credit Cards without an Annual Fee to find one that suits your needs.

Citi® Double Cash Card

If you’re looking for a rewards card with no annual fee, no rotating categories and no earnings limit, you might say yes to the Citi Double Cash Card. You’ll earn 2% cash back on purchases,1% when you buy and 1% when you pay for those purchases. For consumers who value simplicity, not having to worry about quarterly activations or synching their spending habits with a bonus calendar could be worth all the bells and whistles in the world.
Annual Fee:$0
Intro BonusNo Current Offer
Reward Rates2% - 1% at purchase and an additional 1% at payoff

Bank of America® Travel Rewards Visa® credit card

The Bank of America® Travel Rewards Visa® credit card provides competitive rewards and booking flexibility without charging an annual fee, something of a rarity among travel rewards cards. The card doesn’t charge foreign transaction fees either, making it an economical choice for international travelers.  This card also offers intro offer of 25,000 points after spending $1,000 in the first 90 days.

Annual Fee:$0
Intro Bonus25,000 points after spending $1,000 in the first 90 days
Balance Transfer Intro APR:N/A
Reward Rates1.5x on all purchases

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  • Intro (Transfers): See website for Details*
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  • Enjoy cash back and travel rewards without incurring an annual fee!
  • Plus, get 0% APR on purchases and balance transfers
  • Earn lucrative sign-up bonuses once initial spending thresholds are met
  • Perfect for those who dislike annual fees or can’t offset with rewards earning
  • Terms vary by partner offer. Please see each banks application for terms and conditions
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